Perkins loans are awarded on a need-basis, based on information received from student FAFSA forms. Funding for Perkins loans are provided by St. Ambrose and the Department of Education. St. Ambrose is the lending institution. We use ECSI as our loan servicer. As students repay their loans more students can receive loans to help fund their education. Perkins loans have cancellation and deferment benefits not available to borrowers of other types of aid. More information can be found at www.esci.net.
Perkins loan recipients must complete a master promissory note, disclosure statement and go through an online entrance counseling process the first time they receive such a loan from St. Ambrose.
Perkins master promissory note, entrance counseling, and disclosure statement can be completed at http://www.heartlandecsi.com.
The following items are needed to complete the online process:
Before a student graduates, or when they leave the institution, they must complete an exit interview. Federal regulations require students to complete this before they receive their diploma. Complete the exit interview online at https://borrower.ecsi.net
Student Account Services can answer any questions you have about this procedure. ECSI is a secure site, so your privacy is protected. If you have any questions please access the site and read the security and privacy information.
Email or call, 563-333-6322